Giz Readers Show Off Their Best Halloween Costume Fun Times
We asked you to send us your best (and geekiest) costumes. You didn’t?disappoint.?Here are our 10 favorites, but you can find the rest on Facebook and Twitter.
Wednesday, October 31, 2012
Monday, October 29, 2012
How Selling Your Home is Like Playing ... - DIY Home Staging Tips
I love baseball. It?s the only sport I watch on television.
Baseball is leisurely, unlike basketball. It?s gentlemanly, unlike football. It?s quiet, unlike NASCAR. It?s complicated, unlike tennis. What?s not to love?
Watching the World Series games last week, pondering my fascination with the game, and thinking ? as always ? of home selling, I spotted some similarities.??
Teamwork is Essential
Although this blog concentrates on DIY home staging, there are times when you need to have someone else do it, ?times when you need to call in pros to get a specific job done.?Say you want to paint your tall stairwell, but you don?t even own a ladder.?
Maybe you need to replace the plumbing behind the shower stall, but you wouldn?t know where to begin.?
Or the garage needs to be rewired to meet electrical code, and only an electrician has the right license.?
Or you need a new roof, but you?re not going up there!
Each member of a baseball team specializes in whatever his position calls for. Each one is an expert. Even though there?s less apparent teamwork in baseball than sports like hockey or football, don?t be fooled. Each team member is a specialist, but one who also supports and cooperates with his teammates.
When you're staging your own home, it's important to know when to call in an expert if that?s what it takes to get your home in shape. ?
??
Devil's in the Details
Both baseball and staging look simple when done right. But look more closely and you?ll see they both depend on subtleties that guarantee success.
One good pitcher can determine the outcome of a game, just as curb appeal can determine whether buyers want to view your home?s interior.?
One fumbled catch can lead to a home run for the other team, just the way pet odors can be a deal-breaker for a home on the market.? ?Think like a Major League player. Take your staging seriously. Don?t be like the neighbor a friend of mine described to me last week, who said ?Why should I paint for the next owner??
Step? up to the plate, and tend to the details, so your home is the one that stands above the competition.??Preparation Makes All the Difference
Teams that get to the World Series don?t get there by chance. They work all year to become the best athletes they can.
Selling a home shouldn?t be a last minute decision. It should be part of a plan.
Although some will disagree with me, I think any homeowner needs to be aware that some day she?ll want to sell her home. Or her heirs will.
A common phrase is, ?I?ll never move,? but statistically, Americans stay in their homes an average of just seven years. Lifestyle preferences change, families grow bigger or smaller, jobs relocate, finances force people to shift priorities.?
In other words, whatever you do to your home while you are living there is going to affect your selling price eventually. Never remodel a home in such a way that its market value will be reduced.Don't postpone routine maintenance until the effects snowball into major repairs.?
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Leo Durocher, the legendary Baseball Hall of Famer,?said,? "There are only five things you can do in baseball ?? run, throw, catch, hit, and hit with power." |
It's All About the Numbers
No sport relies more on statistics than baseball.?
Wins and losses, batting averages, on-base-percentages, runs-batted-in, slugging percentage ? that?s just the beginning.?
Team managers, owners, coaches, fans, sportswriters and gamblers all rely on complex math to predict probabilities and make decisions.
Similarly, when you?re selling your home, it helps to have good grasp of the numbers.
Have you priced it competitively??
Do you know what your monthly carrying costs are (mortgage, insurance, taxes, utilities, maintenance)???
If you are negotiating with a prospective buyer, do you know in advance how flexible can you be with financing options to shape a win/win agreement??Patience Is Your Friend
Baseball is a test of nerves and strategy.?When your home is for sale, waiting for a buyer to show up can be difficult.
Although we?ve all heard stories of people who?ve sold their homes the day they came on the market, I sometimes ask myself, ?Did they price it too low?? Even when you are impatient, a prospective buyer shouldn?t know this. That?s why I tell people not to pile moving boxes in the garage or spare bedroom. It looks like you?re in a hurry to get out of there, rather than living in a home you love. Strategy. One baseball cliche is "Hurry to lose, slow down to win."? And that?s good advice for a home seller.Chance Plays A Major Role
Once you?ve staged your home, using the skills and resources you have, you have to accept the fact that fate takes over. You can?t call all the shots.
Sometimes, sheer coincidence steps in. A friend tells a friend who tells a friend about your home. It?s just what she?s looking for!
Or a couple out driving neighborhoods looking for real estate signs, turns onto your street, and Bingo!
Albert Pujols, a two-time World Series champ, and three-time Most Valuable Player winner, said, ?This game is really crazy. Nobody can understand it, and there are a lot of things that happen that you can?t control.? ?
The same thought was echoed by Wes Westrum, New York Giants catcher and manager, when he said, "Baseball is like church: Many attend, but few understand."
Remember that there is a buyer out there for your home. Do your best to attract him, and that?s all you can do. Your best.
The Game Ain?t Over Until It?s Over
Of course, this is one of Yogi Berra?s most famous lines, and I find myself saying it near the end of almost every baseball game. And at other times as well. It?s a Life Lesson!
In real estate transactions, snafus and surprises are common on the road between a showing and a closing. That?s the reason I never remove staging until the last possible moment.As a seller, you can?t take your buyer for granted. Inspections, financing, contingencies, all can be bugaboos. Being a seller takes flexibility and a positive attitude. ??
?
I?m Not the Only One
Plenty of people see more to
Sounds like home-selling to me!
My best advice: Listen to the coach, and play by the rules of the home staging game. The rule book I recommend is my $5 eBook, DIY Home Staging Tips to Sell Your Home Fast and For Top Dollar. It teaches you all the steps to build a winning team.??I am rooting for you!
Source: http://diyhomestagingtips.blogspot.com/2012/10/how-selling-your-home-is-like-playing.html
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Friday, October 26, 2012
U.S. sues Bank of America over "Hustle" mortgage fraud
NEW YORK (Reuters) - The United States filed a fraud lawsuit against Bank of America Corp, accusing it of causing taxpayers more than $1 billion of losses by selling thousands of toxic mortgage loans to Fannie Mae and Freddie Mac.
Wednesday's case, originally brought by a whistleblower, is the U.S. Department of Justice's first civil fraud lawsuit over mortgage loans sold to the big mortgage financiers, bailed out in 2008.
It also compounds the legal problems that Bank of America Chief Executive Brian Moynihan faces over the second-largest U.S. bank's disastrous July 2008 purchase of Countrywide Financial Corp, once the nation's largest mortgage lender.
According to a complaint filed in Manhattan federal court, Countrywide in 2007 invented and Bank of America continued a scheme known as the "Hustle" to speed up processing of residential home loans.
The program, also known as HSSL for "High Speed Swim Lane," operated under the motto "Loans Move Forward, Never Backward," and tried to eliminate "toll gates" designed to ensure that loans were sound and not tainted by fraud, the government said.
The program removed underwriters from all but the riskiest loans and replaced them with loan specialists, previously considered unqualified even to answer borrower questions.
This led to "defect rates" approaching 40 percent, roughly nine times the industry norm, but Countrywide concealed this from Fannie Mae and Freddie Mac, and even awarded bonuses to staff to "rebut" the problems being found, the government added.
Defaults and foreclosures soared, yet the bank has resisted buying back many of the defaulted loans from the scheme, which ran through 2009, the government added.
"The fraudulent conduct alleged in today's complaint was spectacularly brazen in scope," U.S. Attorney Preet Bharara in Manhattan said. "Countrywide and Bank of America made disastrously bad loans and stuck taxpayers with the bill."
Wednesday's lawsuit seeks civil fines, as well as triple damages under the federal False Claims Act, which the government has used several times in recent years against Wall Street.
Lawrence Grayson, a bank spokesman, said in response to the lawsuit: "Bank of America has stepped up and acted responsibly to resolve legacy mortgage matters. The claim that we have failed to repurchase loans from Fannie Mae is simply false. At some point, Bank of America can't be expected to compensate every entity that claims losses that actually were caused by the economic downturn."
In February, Bank of America agreed to a $1 billion settlement of False Claims Act allegations over home loans submitted for insurance by the Federal Housing Administration, in a case from the U.S. Attorney's office in Brooklyn, New York.
WHISTLEBLOWER
Since Moynihan's predecessor, Kenneth Lewis, paid $2.5 billion for Countrywide, the Charlotte, North Carolina-based bank has lost nearly $40 billion on mortgage litigation and investor demands to buy back soured loans, Credit Suisse said on October 5.
Some of these costs related to Merrill Lynch & Co, which Lewis bought at the beginning of 2009. Last month, Bank of America agreed to pay $2.4 billion to settle a lawsuit accusing it of misleading investors about that takeover.
According to court records, Wednesday's case was originally filed under seal in February by Edward O'Donnell, a Pennsylvania resident and former executive vice president at Countrywide Home Loans who had worked there between 2003 and 2009.
In that complaint, O'Donnell said Countrywide and later Bank of America dismissed his "numerous" objections to the Hustle, and that he became "one of the lone voices" in his division pointing to escalating loan quality issues and defaults.
O'Donnell could not immediately be reached for comment, and his lawyer did not immediately respond to requests for comment.
Bank of America shares closed down 5 cents at $9.31 on the New York Stock Exchange. They have fallen 61 percent since the Countrywide takeover closed, while the Standard & Poor's 500 has risen 10 percent.
FHFA LAWSUITS
Federal regulators seized Fannie Mae and Freddie Mac on September 7, 2008 and put them into a conservatorship.
The mortgage financiers are now overseen by the Federal Housing Finance Agency, and have repaid only about one-fourth of the more than $188 billion of taxpayer funds they have drawn down. Fannie Mae alone has drawn down more than $116 billion.
Wednesday's lawsuit was also brought under the Financial Institutions Reform, Recovery and Enforcement Act of 1989, which was enacted after that decade's savings-and-loan crisis.
It overlaps other cases that federal agencies have brought against Wall Street over the financial crisis, including the FHFA's 18 lawsuits last year over Fannie Mae and Freddie Mac.
These lawsuits covered losses on the sales of roughly $200 billion of securities, including more than $57 billion linked to Bank of America, Countrywide and Merrill.
Fannie Mae and Freddie Mac have in recent months stepped up their own efforts to force Bank of America and other lenders to buy back soured home loans.
Bharara's office has in the last 1-1/2 years brought five civil fraud lawsuits under the False Claims Act over FHA-insured loans against other lenders.
In February, Citigroup Inc settled its case for $158.3 million and Flagstar Bancorp Inc settled for $132.8 million, while Deutsche Bank AG settled in May for $202.3 million. Cases are pending against Wells Fargo & Co and Allied Home Mortgage Corp, Bharara said.
The case is U.S. ex rel. O'Donnell v. Bank of America Corp et al, U.S, District Court, Southern District of New York, No. 12-01422.
(Additional reporting by Rick Rothacker in Charlotte, North Carolina and Aruna Viswanatha in Washington, D.C.; Editing by Lisa Von Ahn, Tim Dobbyn, Steve Orlofsky and Ron Popeski)
Source: http://news.yahoo.com/u-sues-bank-america-over-hustle-mortgage-fraud-021741213--sector.html
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Thursday, October 25, 2012
Govt trying to ensure food security to people: Israrullah Zehri ...
ISLAMABAD?-?Federal Minister for National Food Security & Research Mir Israr Ullah Zheri has reiterated that Ministry is trying ever best to provide food security to people of Pakistan. Earnest efforts are being made and his ministry has presented a National Zero Hunger Programme.
He told that entire world is facing a problem regarding food security due to changing patterns of climate. He said he has close coordination with Climate Change Ministry to keep abreast with the changing climate so that ministry could formulate further plans.
Zehri said that the government has taken measures to improve food security by revitalizing agriculture production and by providing incentives to the farming community. He said these steps have proved fruitful and for the year 2011-12, the wheat crop Is estimated at 23.52 million tons. He further said that the country is left with 1.80 million tons surplus wheat and thus quite comfortable in wheat supply during the current year and providing food security.
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Turkish troops to be transported by air to Kurdish region in an attempt to prevent further deaths: Army
Turkish Airlines (THY) to carry soldiers to the Kurdish region
October 24
, 2012ANKARA, The Turkish General Staff has decided to transport soldiers to and from their military units by air in an attempt to prevent further deaths, primarily in the Turkey's Kurdish region (northern Kurdistan) in the southeast of the country, where tense military operations are ongoing against the rebels from the Kurdistan Workers' Party (PKK). Today`s Zaman reported.
The decision has received a thumbs-up from prominent terrorism experts in the country who defined it as belated but still very positive.
The deal, agreed upon on Monday and carrying a price tag of $11 million to be paid by the Ministry of Defense to THY, aims to boost the security of conscripts.
The new regulation will be put into effect soon and is expected to be fully implemented by January or February 2013.
The General Staff sent a statement to all military units last week in which it said soldiers serving in terror-stricken parts of the country are to be transported to their military units and taken back to their hometowns via military helicopters or civilian planes. Acting on the statement, authorities from the Ministry of Defense began holding meetings with Turkey's leading aviation company, Turkish Airlines (THY), to reach an agreement for soldiers to be transported via THY planes.
It is estimated that approximately 400,000 soldiers will use helicopters or planes every year to travel to their military units or hometowns. THY Chairman Hamdi Topu spoke to the press on Tuesday and said soldiers will travel on THY planes free of charge. "Our talks with the Ministry of Defense are continuing. We are working on the details," he said.
The General Staff decision came after 10 soldiers were killed and 70 others injured when rebels from the PKK attacked a military convoy with rocket launchers in September in the eastern Kurdish province of Bingl in (northern Kurdistan). The convoy -- made up of three buses,www.ekurd.net one minibus and 10 armored vehicles -- was carrying 200 unarmed soldiers to their military units. The General Staff came under heavy criticism for transporting soldiers by land. Some terrorism experts argued that no such attack would have occurred if the soldiers had been transported by air.
The PKK has several times proposed peaceful solutions regarding Kurdish problem, Turkey has always refused saying that it will not negotiate with terrorists.
Since it was established in 1984, the PKK has been fighting the Turkish state, which still denies the constitutional existence of Kurds, to establish a Kurdish state in the south east of the country. By 2012, more than 45,000 people have since been killed.
But now its aim is the creation an autonomous region and more cultural rights for ethnic Kurds who constitute the greatest minority in Turkey.? A large Turkey's Kurdish community, numbering to 23 million, openly sympathise with PKK rebels.
The PKK wants constitutional recognition for the Kurds, regional self-governance and Kurdish-language education in schools.
PKK's demands included releasing PKK detainees, lifting the ban on education in Kurdish, paving the way for an autonomous democrat Kurdish system within Turkey, reducing pressure on the detained PKK leader Abdullah calan, stopping military action against the Kurdish party and recomposing the Turkish constitution.
The rebels have scaled back their demands for more political autonomy.
Turkey refuses to recognize its Kurdish population as a distinct minority. It has allowed some cultural rights such as limited broadcasts in the Kurdish language and private Kurdish language courses with the prodding of the European Union, but Kurdish politicians say the measures fall short of their expectations.
The PKK is considered as 'terrorist' organization by Ankara, U.S., the PKK continues to be on the blacklist list in EU despite court ruling which overturned a decision to place the Kurdish rebel group PKK and its political wing on the European Union's terror list.
Copyright respective author or news agency, todayszaman.com | turkishweekly.net | ekurd.net | Agencies?
Source: http://www.ekurd.net/mismas/articles/misc2012/10/turkey4244.htm
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Bettman says full NHL season unrealistic
National Hockey League Commissioner Gary Bettman speaks during a press conference, Wednesday, Oct. 24, 2012 in New York, announcing that the Islanders hockey club will move from Nassau Veterans Memorial Coliseum in Uniondale, N.Y., and play at Brooklyn's Barclays Center starting in 2015. (AP Photo/Kathy Willens)
National Hockey League Commissioner Gary Bettman speaks during a press conference, Wednesday, Oct. 24, 2012 in New York, announcing that the Islanders hockey club will move from Nassau Veterans Memorial Coliseum in Uniondale, N.Y., and play at Brooklyn's Barclays Center starting in 2015. (AP Photo/Kathy Willens)
National Hockey League Commissioner Gary Bettman, left, chats with New York Mayor Michael Bloomberg following a press conference, Wednesday, Oct. 24, 2012 in New York, announcing that the New York Islanders will move from Nassau Veterans Memorial Coliseum in Uniondale, N.Y., and play at Brooklyn's Barclays Center starting in 2015. (AP Photo/Kathy Willens)
NEW YORK (AP) ? NHL Commissioner Gary Bettman still hasn't heard what he wants from the players' association, so he won't return to the bargaining table and he won't play a full hockey season.
With only one day remaining before the league's self-imposed deadline to reach a deal that would ensure an 82-game season, Bettman revealed Wednesday that he has given up hope of a complete slate of games.
"Unfortunately, it looks like an 82-game season is not going to be a reality," he said.
Speaking at a news conference Wednesday announcing the New York Islanders' move from Nassau Coliseum to Brooklyn's Barclays Center in 2015, Bettman seemed resigned to a shortened season with the NHL and the players' association still at odds after months of negotiations.
Instead of a celebration, a pall was cast over the event as the lockout approached its 40th day. The NHL is close to another announcement that games will be wiped off the schedule for good.
Bettman stated, in making the NHL's most recent offer, that a deal needed to be in place by Thursday for the season to begin Nov. 2 and be played in full. No negotiations are scheduled this week or anytime soon.
"The fact of the matter is there are just sometimes that you need to take time off because it's clear that you can't do anything to move the process forward," Bettman said. "We're at one of those points right now because we gave our very best offer. That offer, for better or for worse, was contingent on playing an 82-game season. So I think things actually in some respects may get more difficult."
The players' association reached out to the NHL on Tuesday night in an attempt to set up a face-to-face bargaining session Wednesday, but the league declined. The NHL's position is if the union isn't willing to talk about the league's offer that is on the table and isn't prepared to make a new proposal of its own working off that offer, there is no reason to talk.
"There seems to be no interest in making any sort of deal along the lines of what we have expressed a desire and a need for," Bettman said. "Sometimes in collective bargaining you have to take a deep breath before you can move forward."
The union wants anything and everything open for discussion. Bettman wouldn't agree to those terms, so the hockey season remains in peril.
"The players made multiple core-economic proposals on Thursday that were a significant move in the owners direction," union executive director Donald Fehr said in a statement on Wednesday night. "We are and continue to be ready to meet to discuss how to resolve our remaining differences, with no preconditions. For whatever reason, the owners are not. At the same time they are refusing to meet, they are winding the clock down to yet another artificial deadline they created."
A partial season is still a possibility, and the NHL hasn't called off any marquee events such as the outdoor Winter Classic on New Year's Day or the All-Star game.
That could change in a hurry.
"I'm not going to give you an exact timetable, but at some point in November we will have to commit many millions of dollars to get ready for the Winter Classic. So if there's still uncertainty, we're going to have to make a decision," Bettman said. "My guess is we're not going to commit those dollars unless we have certainty."
At some point a deal will have to be made to get the players back on the ice. The NHL canceled the entire 2004-05 season because of a lockout that led to the league adopting a salary cap system for the first time.
A shortened season is still the most likely scenario once the sides can get back to talking and working their way to an agreement.
"Sure, you can play an abbreviated season. I would rather play a full season, and I am sure our fans would rather we play a full season," Bettman said. "That's why we made the offer we did. That was our fourth offer against really one offer from the union in all the time that we've been negotiating from the summer. We very much want to play and we're very disappointed that we're not."
Following a conference call held by the union's executive board on Tuesday night, the players' association informed the NHL it was willing to meet on Wednesday "or any other date, without preconditions, to try to reach an agreement," the union said in a statement.
The NHL's response wasn't what the players' association had hoped to hear.
"We said to them that we are prepared to meet if you want to discuss our offer or you want to make a new offer," Bettman said. "They have no inclination in doing either, and so there really was no point in meeting at this point."
The sides haven't met since the league turned down three counterproposals from the union last Thursday, two days after the NHL's offer that included a 50-50 split of hockey-related revenue.
There is a major divide between the sides over how to deal with existing player contracts. The union wants to ensure that those are all paid in full without affecting future player contracts.
Bettman refused to say whether the 50-50 split in the NHL's most recent offer would come off the table if a full season isn't played.
"I'm not going to negotiate publicly," he said.
This is the third lockout of Bettman's tenure. The stoppage began Sept. 16.
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Wednesday, October 24, 2012
Video: Matthews: Palin, Trump continue to lead right-wing hate party against Obama
U.S. sues BofA over alleged mortgage fraud
The United States filed a civil mortgage fraud lawsuit against Bank of America, accusing it of selling thousands of toxic home loans that later defaulted to Fannie Mae and Freddie Mac, leading to more than $1 billion of losses.
Source: http://www.msnbc.msn.com/id/3036697/vp/49542474#49542474
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Forest union angry as number of workers to be regularized cut
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When Fire Met Food, The Brains Of Early Humans Grew Bigger
If you're reading this blog, you're probably into food. Perhaps you're even one of those people whose world revolves around your Viking stove and who believes that cooking defines us as civilized creatures.
Here, actors Stan Laurel and Edna Marlon play at socializing around the campfire, but it turns out that early man's brain developed in part thanks to cooking.
Hulton Archive/Getty iHere, actors Stan Laurel and Edna Marlon play at socializing around the campfire, but it turns out that early man's brain developed in part thanks to cooking.
Hulton Archive/GettyWell, on the latter part, you'd be right. At least according to some neuroscientists from Brazil.
They noticed (haven't we all?) that humans have very big brains. But they point out that gorillas and orangutans have bigger bodies than we do by far, but smaller brains and fewer neurons. Normally, brain size pretty much matches body size in primates. So how did we get so well-endowed?
We cooked.
Big bodies need a lot of energy. And the brain is especially a real calorie hog: About 20 percent of what we consume goes to the brain, even though it's only 2 percent of our body mass.
Our primate ancestors had to graze almost constantly to get enough calories from stuff like raw tubers or other vegetable matter. There was raw meat now and then, but by and large the apes, and our ancestors, were about as neurologically developed as their diets would allow, as we've reported before.
If you wanted a bigger brain, you had to downsize the rest of your body. In fact, the Brazilian scientists calculated that for a gorilla to get enough extra energy to grow a brain as big as ours, it would have to eat another two hours a day, on top of the nine hours or so it already spends feeding.
So what happened was, early humans discovered cooking. If you believe the British writer Charles Lamb, raw meat-eating humans kept pigs in their houses until one day a house burned down, pig inside, and we discovered roast pork.
The Brazilian scientists, however, don't speculate on how we stumbled on cooking (though Brazilians have earned a worthy reputation for refining the art of barbecuing, which they call churrasco).
What the scientists conclude is that cooking made food easier to chew and digest. Moreover, cooking releases more calories to the body in some cases. And it makes old meat that a dog wouldn't eat go down a little easier. The same benefits of cooking go for tubers and veggies, too.
Oh, and don't overlook the fact that spending less time grazing and more time gathered around the fire gave us more opportunity to schmooze, which also may have helped hone our brains. If you don't believe any of this, you can check out the research by certified brain scientists, in the Proceedings of the National Academy of Sciences. In fact, there's quite a body of scientific literature out there that backs up this idea, which has long been championed by famous Harvard primatologist (and vegetarian) Richard Wrangham.
So raise a glass of good wine (fermentation being the other calling card of a higher order brain) and praise the cooks. You'd be stupid without them.
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Tuesday, October 23, 2012
EARTH: Earthquake? Blame it on the rain
![[ Back to EurekAlert! ]](http://www.eurekalert.org/images/back2e.gif){kind=small}
Public release date: 23-Oct-2012[ | E-mail |
Share ] Contact: Megan Sever
msever@earthmagazine.org
American Geological Institute
Alexandria, VA The U.S. Geological Survey's website states it in no uncertain terms: "There is no such thing as 'earthquake weather.'" Yet, from at least the time of Aristotle, some people have professed links between atmospheric conditions and seismic shaking. For the most part, these hypotheses have not held up under scientific scrutiny and earthquake researchers have set them aside as intriguing but unfounded ideas. However, in the last decade new efforts to identify effects of weather-related, or in some cases climate-related, processes on seismicity have drawn new interest.
Researchers are beginning to take a closer look at the Main Himalayan Thrust in northern India and Nepal, inland regions of Taiwan and seismically active semi-tropical regions like Haiti for evidence of weather-induced seismicity. These groups postulate that tremendous excesses of rainwater falling over short amounts of time may alter the stresses acting on faults, potentially triggering earthquakes to occur sooner than they otherwise would. How will this research affect earthquake preparedness in the future? Read the full story online at http://www.earthmagazine.org/article/blame-it-rain-proposed-links-between-severe-storms-and-earthquakes.
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Make sure to check out this story and more in the November issue of EARTH Magazine. Pluto takes its revenge; a new catalyst shows promise for methane oxidation; and geoscientists reveal their own "Earth telescope" all in this month's issue.
Keep up to date with the latest happenings in Earth, energy and environment news with EARTH magazine online at http://www.earthmagazine.org/. Published by the American Geosciences Institute, EARTH is your source for the science behind the headlines.
The American Geosciences Institute is a nonprofit federation of geoscientific and professional associations that represents more than 250,000 geologists, geophysicists and other earth scientists. Founded in 1948, AGI provides information services to geoscientists, serves as a voice of shared interests in the profession, plays a major role in strengthening geoscience education, and strives to increase public awareness of the vital role the geosciences play in society's use of resources, resiliency to natural hazards, and interaction with the environment.
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AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.
Public release date: 23-Oct-2012[ | E-mail |
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msever@earthmagazine.org
American Geological Institute
Alexandria, VA The U.S. Geological Survey's website states it in no uncertain terms: "There is no such thing as 'earthquake weather.'" Yet, from at least the time of Aristotle, some people have professed links between atmospheric conditions and seismic shaking. For the most part, these hypotheses have not held up under scientific scrutiny and earthquake researchers have set them aside as intriguing but unfounded ideas. However, in the last decade new efforts to identify effects of weather-related, or in some cases climate-related, processes on seismicity have drawn new interest.
Researchers are beginning to take a closer look at the Main Himalayan Thrust in northern India and Nepal, inland regions of Taiwan and seismically active semi-tropical regions like Haiti for evidence of weather-induced seismicity. These groups postulate that tremendous excesses of rainwater falling over short amounts of time may alter the stresses acting on faults, potentially triggering earthquakes to occur sooner than they otherwise would. How will this research affect earthquake preparedness in the future? Read the full story online at http://www.earthmagazine.org/article/blame-it-rain-proposed-links-between-severe-storms-and-earthquakes.
###
Make sure to check out this story and more in the November issue of EARTH Magazine. Pluto takes its revenge; a new catalyst shows promise for methane oxidation; and geoscientists reveal their own "Earth telescope" all in this month's issue.
Keep up to date with the latest happenings in Earth, energy and environment news with EARTH magazine online at http://www.earthmagazine.org/. Published by the American Geosciences Institute, EARTH is your source for the science behind the headlines.
The American Geosciences Institute is a nonprofit federation of geoscientific and professional associations that represents more than 250,000 geologists, geophysicists and other earth scientists. Founded in 1948, AGI provides information services to geoscientists, serves as a voice of shared interests in the profession, plays a major role in strengthening geoscience education, and strives to increase public awareness of the vital role the geosciences play in society's use of resources, resiliency to natural hazards, and interaction with the environment.
[ | E-mail | Share ] ?
AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.
Source: http://www.eurekalert.org/pub_releases/2012-10/agi-eeb102212.php
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PST: Galaxy defender calls SJ style 'embarrassing'
Major League Soccer owners refused for years to listen to fans and media, the majority of whom didn?t support the overly combative way domestic, professional soccer at its highest level was beaten into submission. There was too much brute force and aggression, too little technical skill and tactical problem solving.
The balance was way out of whack, and yet owners (and therefore Major League Soccer?s top levels) looked the other way, preferring to aim energy and effort elsewhere. This year has brought added emphasis to solving the referee problem, but the league?s top levels, along with U.S. Soccer, still have not done enough to address the overall temperament and overly physical style.
Just last week, none other than esteemed Italian defensive giant Alessandro Nesta, now with Montreal, said too many of the league?s strikers play ?like animals.?
Well, perhaps the powers will believe their own players.
All credit to San Jose, a team that has talent, a respected coach and lots of momentum going into the 2012 playoffs ? but one that gets a lot out of Major League Soccer?s continued leniency in the way matches are officiated.
Simply put, games with San Jose go hand-in-hand with lots of collisions, off-the-ball antics and dangerously reckless play. Don?t believe me? Listen to Omar Gonzalez, the 2011 Defender of the Year and a huge piece of the Galaxy?s success over the back half of 2012:
To be honest, this game wasn?t even fun. I think those guys are a bunch of jokes, the way they play the game. It was just obnoxious. And, you know, it wasn?t even fun out there. It was terrible.?
Preach it, brother! Gonzalez and fellow Galaxy center back Tommy Meyer were the latest unlucky fellows tasked to deal with Earthquakes striker Steven Lenhart, surely the most maddening player in MLS. Gonzalez goes on ?
It all starts when the ball?s on the other side of the field, and you?re just running and all of a sudden you get blindsided. You just get checked by Lenhart or something. It?s just dumb [expletive] like that happens every time, and that?s not the way the game should be played. It?s embarrassing.?
I?ve said this before ? and it?s important. I don?t totally blame the Earthquakes. Players and coaches are paid to win games. That?s the bottom line, and they have some obligation to do whatever is in their power to accomplish that primary mission. To that end, you can make a case that San Jose is simply better than other clubs at exploiting the league?s soft spot in enforcement.
On the other hand, I do blame Lenhart. Watching him foul on pretty much every sequence is maddening. That guy is ridiculous.
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Saving time, saving lives: Calling for help early ensures cardiac ...
Experts in emergency cardiac care from around the world met in Istanbul to discuss ways to improve outcomes in patients with acute cardiac disease. This was the first annual meeting of the newly launched Acute Cardiovascular Care Association (ACCA) of the European Society of Cardiology (ESC). The congress concludes today.
"The key message is that time saves lives," said Professor Tom Quinn, United Kingdom, member of the ACCA Board. "In cardiac emergencies, such as a heart attack, calling an ambulance immediately ensures the patient gets prompt medical care. Calling for help early results in early diagnosis and doctors and nurses can decide on the best treatment. Most of these treatments are highly time-dependent, so the sooner you get into the system, the better your chances of surviving. We talk about the "chain of survival" in cardiac arrest. The most important part here is early recognition followed by early call for help. This applies to patients with severe chest pain, sudden severe breathlessness as to those who fall unconscious." Prof Quinn chairs the session "Saving 100,000 lives after cardiac arrest" today.
Cardiologists present discussed the latest science and treatments available. Guidelines today establish clear recommendations for the way patients experiencing a heart attack should be treated. This usually ensures the organisation and implementation of so-called STEMI networks in daily practice. Nevertheless, it has not been possible to optimise the respective local situations everywhere and professionals confirmed that there is still room for improvement in the pre-hospital phase: in respecting time delays; in getting patients to the right hospital where they can receive the best treatment; in educating the public (and especially women) on the symptoms of a heart attack and in training ambulance staff and in harmonising treatment standards, respectively.
"What we learnt from this meeting is that, despite advances in the treatment of acute cardiac disease, there is still a huge need for educational sessions which take individual patients into account," said Professor Peter Clemmensen (Denmark) President of the Acute Cardiac Care Association (ACCA) of the European Society of Cardiology (ESC). "Our most popular sessions have been those where delegates can discuss complex patient cases they have faced in daily practice, with faculty."
"The big international contingent (with large delegations from India, Egypt and Russia) confirms Turkey as a meeting point between East and West and signals to us that it may be the right time to take ACCA's educational and scientific activities, which are the core of our association, beyond Europe."
"We were able to put together a programme of great scientific value," said Prof Bulent Gorenek, Scientific Programme Chairperson and Local Host. "The main theme of this year's meeting - 'Integrative Approach and Management of Acute Cardiovascular Diseases' - highlights the importance of the collaboration between different disciplines. This helped attract record numbers to our congress and as local host, I can say that the ACC Congress has brought a bigger awareness of emergency cardiac care to Turkey and this in turn should impact the management and survival of patients with heart attack."
The ACC Congress 2012 attracted 1365 participants with over 106 new members signing up during the event.
A wide range of educational activities were also available to ACCA members, including the online version of the IACC Textbook and the new ESCeLearning plaftorm, where ACCA will launch their first learning programme in the Spring of 2013.
"This has been a very successful congress," concluded Professor Clemmensen. "Our objective - supporting professionals involved in acute cardiac care to improve the diagnosis, treatment, and outcomes of acute cardiovascular diseases - has been met, to the benefit of both doctors and patients."
More information: Saving 100,000 lives after cardiac arrest. Topkapi Lecture Room 14:15 Monday 22 October 2012 from the ACC Congress 2012 Scientific Programme: www.escardio.org/c? e-glance.pdf
Provided by European Society of Cardiology
Source: http://medicalxpress.com/news/2012-10-early-cardiac-patients-treatment.html
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My Top Rated Choice With Green Smoke Electronic Cigarettes
These devices have been around for almost 3 years, this is certainly an innovative product which mostly appeals to people who smoke whether they are trying to quit the habit or just try and cut down, the e cigs have great appeal for all kinds of people. When these devices were made they were initially big in size, this has changed as you can now get your hands on small devices which are a lot easier to carry when you are out and about.
A smokeless cigarette is actually the equivalent to a normal cigarette, this is because it is designed to produce the usual feeling you get when the smoke hits the back of your mouth and lungs. An E cig actually lets off real smoke vapors, these devices are not made up of tobacco but nicotine instead, this nicotine helps smokers to get the enjoyment out of smoking a usual cigarette. The smoke from the harmful cigarettes does not only harm you it harms the others around you, this great product does not harm anyone, not even the user!
The electric cigarette has a small cartridge of nicotine inside the shell along with a tiny little watch type battery, when the user inhales the liquid nicotine is turned into vapor and the smoke is taken back by the user and the nicotine is given. Using this method of smoking or giving up will see you have a much faster hit than gum or patches. A lot of people that already use the e cigs say the light at the tip of the cigarette is amazing and makes it look a hell of a lot more real and authentic. It will not burn anything either as the tip of the cigarette is fake.
This device appears to be so well liked as it near enough offers the same sensation that you would get when smoking a normal cigarette.
Some people also enjoy the aspect of being able to decide which flavors you want to have, they also like the thought of being able to alter the strength of nicotine they want to intake, people like being in control. Whether you want a high amount of nicotine or you are just a light smoker and prefer less, you can change around the amount of nicotine you inhale by just adjusting the mg intake.So if its the freedom you want with the e cigs and smoke wherever you want at anytime then the e cigs are definitely for you, on the other hand if you would like to give up smoking all together and kick the habit the e cigs is also for you. It is recommended to use the Internet as your place of research before buying the e cigs, doing your research properly you will find the perfect cigarette for you.
Jimmy White the snooker player has also made the move from smoking normal cigarettes and has now started to use the vapor cigarette in his contests and matches on the snooker scene. Tichmarsh a well known talk show host in the UK was also seen to bring one out live on air on his 400th anniversary of the show. Paris Hilton was also out on the town in LA while smoking one walking down the road.
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Monday, October 22, 2012
Crocs Womens Wrapped Clog | Ovarian Cervical Uterine Cancer ...
Elegant blouse, nice skirt or even T-shirt which you buy from famous designer is not complete yet without this collection: Crocs Women?s Wrapped Clog. The Crocs Women?s Wrapped Clog is the newest shoes product from us. It is designed to make your looking more amazing.
Fine materials and Crocs comfort make this women?s clog one you won?t want to take off. The Crocs Wrapped Clog is set in a suede nubuck upper wrapped with Croslite for added durability and modern style. The Croslite footbed cushions each step in this Crocs clog for a ride that?s comfortable. Crocs comfort with premium style, that?s the Crocs Wrapped Clog.Get a grown-up look with all the comfort of crocs in this Wrapped clog. Sumptuous suede is encased in croslite materials to create a magnificent upper, while a padded insole offers superior comfort.
Crocs Women?s Wrapped Clog is made from high quality material. It will not make sencitive effect to your skin. Crocs Women?s Wrapped Clog?s indentation is designed well and attach to the skin of your foot comfortly.
Besides that, the Crocs Women?s Wrapped Clog?s material of the bottom design is anti-slip. Feel better to run in the floor. Step freely and make sure that every step of you is your best confidence. Make others stunned with Crocs Women?s Wrapped Clog. Best Design of The Year.
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Talking about the design, Crocs Women?s Wrapped Clog serve you best design of this year. Crocs Women?s Wrapped Clog is created by the trusted designer. They know well about our top trend design today.
Good news! In the end of the year, get best deal from us. Bring Crocs Women?s Wrapped Clog to your shoe rack with good deal price. Do not miss this good opportunity. Complete your shoe collection with Crocs Women?s Wrapped Clog.
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Source: http://ovariancervicaluterinecancer.16mb.com/crocs-womens-wrapped-clog/
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Hulu Plus app heads to Windows 8 PCs and tablets, tailored for new UI (video)
Windows 8 users, what with their "Modern" UI and pinned applications, won't have to stoop to using Hulu Plus in an antiquated internet browser any longer. Hulu today announced its brand new Windows 8 and Windows 8 tablet application, which is designed specifically for use with the tiled UI that Micrsoft's new multiplatform OS is based around. The new app aims to take advantage of that UI in a variety of ways -- pinning an episode or show to your start screen, for instance, or multitasking with other apps while Hulu continues playing in a smaller window, cropped to the left. We've dropped a video walkthrough of the app just below the break.
Those with early access to Windows 8 can grab the app right now in the Windows Store through this link (at least, when it goes live again -- it seems to be down right now); the app will be available to the rest of us at launch on October 26th, and on Windows 8 tablets the same day.
Continue reading Hulu Plus app heads to Windows 8 PCs and tablets, tailored for new UI (video)
Filed under: Desktops, Handhelds, Home Entertainment, Laptops, Tablets, Software, Microsoft
Hulu Plus app heads to Windows 8 PCs and tablets, tailored for new UI (video) originally appeared on Engadget on Mon, 22 Oct 2012 14:51:00 EDT. Please see our terms for use of feeds.
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Hulu | Email this | CommentsSource: http://www.engadget.com/2012/10/22/hulu-plus-app-windows-8/
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Sunday, October 21, 2012
At the same time, the wave of mortgage-refinancing activity ...
By MIRIAM GOTTFRIED
The Federal Reserve?s latest round of mortgage-bond purchases is lowering borrowing rates. But QE3 is also causing plenty of pain elsewhere.
Banks, for example, are seeing net-interest margins?the difference, or profit, they make from borrowing and lending money?come under increasing pressure. Fears on that front have taken a toll on shares of Wells Fargo and BB&T, among others.
Mortgage real-estate investment trusts, or REITs, have also had a rough ride. Shares of Annaly Capital Management, the largest mortgage REIT based on market value, have fallen nearly 7% in the past month. Other mortgage REITs have suffered similarly.
A big reason: Shrinking profit margins could lead to lower net income, potentially reducing chunky dividend payouts. Annaly?s dividend yield is right now in excess of 12%.
Over the first half of the year, even before the Fed?s latest initiative to stimulate the economy, Annaly was feeling the squeeze. The company?s net interest-rate spread fell to 1.54% from 2.09% at the end of 2011.
At the same time, the wave of mortgage-refinancing activity prompted by QE3 can make matters worse as mortgage investors are given back money earlier than they expected and have to reinvest it at lower rates.
Given this, Deutsche Bank expects Annaly?s quarterly dividend to fall 10% in the fourth quarter to 45 cents a share.
Even so, investors might be tempted to pick up REITs like Annaly, given the yields on offer are still way above those of regular companies or even so-called junk bonds. But that could prove a risky gambit since Annaly and its peers have become leveraged plays on the Fed. And the real danger may not be so much that the Fed keeps rates lower for longer, but that its efforts to spur a better economic outlook work better than expected.
Already, the yield on the 10-year Treasury has moved up to around 1.8%, from levels around 1.6% seen before the Fed announced its latest plan. That has taken back some of the sharp fall in mortgage rates that came after the Fed action.
If that trend continues, especially if it gains speed, mortgage REITs could be in for even rockier times. Rising yields mean falling bond prices. That can lead to losses on holdings.
Although companies like Annaly try to protect themselves from such moves, hedges don?t always work perfectly and can grow more expensive. Also, REITs are highly leveraged vehicles. Annaly?s debt, for example, is about six times its equity.
As the financial crisis showed, leverage can be great for juicing returns when markets are going a company?s way. But it amplifies losses when conditions sour.
Annaly has a good track record of managing interest-rate cycles. Even so, the Fed?s extraordinary actions mean these are no longer normal times. Investors tempted to feast on REIT yields in these uncertain times could yet end up going hungry.
Write to Miriam Gottfried at Miriam.Gottfried@wsj.com
A version of this article appeared October 20, 2012, on page B16 in the U.S. edition of The Wall Street Journal, with the headline: Investors See the Dark Side of Fed?s QE3.
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Bangladesh probing background of NY terror suspect
DHAKA, Bangladesh (AP) ? Police in Bangladesh on Saturday interviewed former teachers and classmates of a Bangladeshi man charged with trying to blow up the Federal Reserve building in New York, investigating whether he had connections with radical groups at home.
Dhaka Metropolitan Police official Monirul Islam said detectives on Saturday will visit North South University in Dhaka where Quazi Mohammad Rezwanul Ahsan Nafis studied before going to the United States. They were to interview teachers, classmates and school officials.
Bangladeshi detectives have already visited Nafis' village, where they found no evidence of ties with radical groups.
Nafis, 21, was arrested in New York on Wednesday in an FBI sting operation. A criminal complaint says he made several attempts to blow up a fake 1,000-pound (454-kilogram) car bomb near the Federal Reserve.
Home Minister Mohiuddin Khan Alamgir has pledged that Bangladesh will assist the United States in investigating Nafis.
Nafis' family in the Bangladeshi capital of Dhaka denied he could have been involved in the plot and said he went to America only to study.
U.S. federal investigators, often accused by defense attorneys of entrapping and leading would-be terrorists along, said Nafis made the first move over the summer, reaching out for accomplices and eventually contacting a government informant, who then went to federal authorities.
They said he also selected his target, drove the van loaded with dummy explosives up to the door of the bank, and tried to set off the bomb from a hotel room using a cellphone he thought had been rigged as a detonator.
During the investigation, he and the informant corresponded via Facebook and other social media, talked on the phone and met in hotel rooms, according to a law enforcement official who was not authorized to speak publicly and spoke on condition of anonymity.
Nafis spoke of his admiration for Osama bin Laden, talked of writing an article about his plot for an al-Qaida-affiliated magazine, and said he would be willing to be a martyr but preferred to go home to his family after carrying out the attack, authorities said. And he also talked about wanting to kill President Barack Obama and bomb the New York Stock Exchange, a law enforcement official said.
Investigators said in court papers that he came to the U.S. bent on jihad and worked out the specifics of a plot when he arrived. While Nafis believed he had the blessing of al-Qaida and was acting on behalf of the terrorist group, he has no known ties, according to federal officials.
Source: http://news.yahoo.com/bangladesh-probing-background-ny-terror-suspect-052641621.html
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Rahway Stirs Up a Sensation with New York City's Ballets With A Twist
Union County Performing Arts Center Executive Director Samson Steinman and members of Ballets with a Twist at Rahway?s Culture Crawl (Photo by Darial R. Sneed)
RAHWAY ? Following a smashing summer season and a sold-out benefit performance with special guest Cyndi Lauper for the True Colors Fund at New York City?s XL Nightclub and Cabaret, Ballets with a Twist, the hot next generation ballet company, has announced New Jersey performance dates for its intoxicating evening of dance, Cocktail Hour.
The city of Rahway has welcomed Ballets with a Twist with open arms. Local businesses partnering with the company during its October run at Hamilton Stage at 360 Hamilton Street include Hotel Indigo, Aria Bistro and Bar, Liberty Harley-Davidson/Buell, Luciano?s Ristorante, and Patria Restaurant and Mixology Lounge.
Upon request by Rahway City Council President Samson Steinman, the company performed at the recent New Jersey State Council on the Arts meeting at Hamilton Stage, attended by Lieutenant Governor Kim Guadagno and National Endowment for the Arts Chairman Rocco Landesman. Landesman called Rahway ?a poster child for how arts can revitalize a community,? and supports the city?s efforts to become ?an arts incubator and destination.?
Ballets with a Twist?s full performance of the Cocktail Hour suite will be featured as part of the 2012/2013 inaugural season at Hamilton on the following dates:
Friday, Oct. 26 at 8 p.m.
Saturday, Oct. 27 at 8 p.m.
Sunday, Oct. 28 at 3 p.m.
All ticket holders may present their tickets at Aria Bistro and Bar, located inside Rahway?s Hotel Indigo, to enjoy a complimentary cocktail anytime on the day of the show. After each performance, VIP ticket holders are invited to mingle with the dancers in the Hamilton green room, where Luciano?s Ristorante and Lounge will provide a champagne bar and hors d?oeuvres.
For those looking to extend their evening of entertainment, Rahway?s own Patria Restaurant and Mixology Lounge has teamed up with Ballets with a Twist to offer a Dinner-and-Dance package. Patrons may present their Cocktail Hour tickets at Patria, one of Rahway?s liveliest local restaurants, to enjoy a delectable discounted three-course meal before or after the show. For details, visit Patria?s Facebook page at http://www.facebook.com/Patria.
On Oct. 26, Rahway residents will catch a glimpse of the fully-costumed dancers as they cruise the city?s main streets in a black 1964 Cadillac Coupe de Ville convertible en route to their debut performance at Hamilton. Todd Tarczynski, owner of the vintage vehicle and a participant in Rahway?s classic car shows, will play chauffeur for the evening.
On Saturday, Oct. 27, Cocktail Hour?s Shirley Temple will host a spooky post-performance Halloween soiree in the Hamilton lobby. Attendees will be treated to some spectacular spirits ? zesty Zombies for the adults and sweet Shirley Temples for the kids ? from Rahway?s own Patria Restaurant and Mixology Lounge. Shirley will also present an award for best costume, so audience members should come dressed to haunt. The winner will receive two tickets to Ballets with a Twist?s spring season at Hamilton Stage, Another Round of Cocktails.
Cocktail Hour is a sassy suite of dances, each inspired by a well-known beverage. Conceived and choreographed by celebrated dance-maker Marilyn Klaus ? whose eclectic background ranges from vaudeville and show dancing to Isadora Duncan and classical ballet ? Cocktail Hour features original music by Stephen Gaboury, and costumes by Catherine Zehr. The show both reinvents ballet and pays respect to the rich creativity of cocktail culture, launching the Martini, Mai Tai, Gimlet, Mint Julep, Shirley Temple and more off the menu and onto the stage.
Critics and audience members agree: Cocktail Hour is an artistically seductive must-see. The Huffington Post raves that Klaus is ?blasting the boundaries between high art and entertainment,? and that her style is a distinctive mix of ?Hollywood glitz and New York polish,? while The New York Times praises her as ?witty and fantastic.? Recent performances also caught the attention of The Wall Street Journal and New York City?s PIX11 Morning News.
Tickets for the company?s Hamilton Stage performances may be purchased in advance by using the following link: http://ucpac.org/html/event_popup.cfm?id=268.
Source: http://njtoday.net/2012/10/21/rahway-stirs-up-a-sensation-with-new-york-citys-ballets-with-a-twist/
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Is The Dotcom Secrets Home Study Teaching A Scam_ - PDF
Is The Dotcom Secrets Home Study Teaching A Scam?
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Source: http://pdfcast.org/pdf/is-the-dotcom-secrets-home-study-teaching-a-scam-1
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